Maine Insurance

The fraud and excessive claims derive the costs of Workers’ Compensation insurance for several billion dollars a year, many experts say, and have become an important but still largely unknown in the skyrocketing cost factor for health care.

This conclusion was reached by the regulatory authorities and criminal prosecution authorities in several countries, to look behind the forces of rising costs and by insurance officials have begun studies on dubious allegations. It is proposed, including a number of studies.

For many workers, these authorities to tell lies about injuries or illness in relation to work no more sinister cross the street against a red light. This attitude and false allegations that results contribute to Push Workers’ Compensation in some countries in crisis or on the verge of collapse. Cheating in 20% of claims

Although other factors are also contributing, that the 60 billion dollars paid by public employers and private insurance for Workers’ Compensation each year, officials and insurance companies in Oregon, California , New Jersey, USA and other countries say that as much as 20 percent or more applications, it may be fraud. You say, it costs a lot of workers in violation of the benefits they deserve.

“We found, Workers’ Compensation is riddled by fraud,” said Stan Long, Chairman and Chief Executive Saif, the State Workers’ Compensation insurance in Oregon, who said she has not a fraud four requirements. If you have a system in which money from anyone asks you to succeed, “a lot of people asking for money. ”

The fraud by the employer is also increasingly recognized as a problem in the Workers’ Compensation, such as abuse is widespread by doctors and lawyers. But, experts say, fraud by individuals, a larger phenomenon in American society, the government and insurance companies have often ignored: the belief that insurance fraud is acceptable, given that the system seemed increasingly having to pay are endless. They say it is an attitude of the nation can provide more.

During the last decade, the cost of insurance programs, care for injured workers “on the job” in the 50 countries have more than 150 percent - or 50 percent faster than the cost of health care for all.

In more than a dozen countries in which employers are assigned to double-digit premium increases, officials say rising Workers’ Compensation costs have devastated lessiva small businesses and the competitiveness of the whole industry. In some states, like Maine and Rhode Island, where costs have increased by over 50 per cent per year, insurance companies are programs such as the task unprofitable.

For years, experts have attributed the rising costs of the Workers’ Compensation of increased litigation, higher prices for health care in general and the extension of coverage and benefits by the States. But so far, insurance companies, governments, employers and social scientists have rarely studied, as many of the fraud may also be affected.

Employers are often frightened by requiring Workers’ Compensation says it doubtful that many leaders say that is partly out of fear that the attack on vulnerable workers and partly because of fraud is difficult to prove. In addition, they say, insurance companies often discourage investigations. A culture of fraud

Recently, however, a small but growing number of officials and insurance companies have begun to address the issue. She said she is finding that in some countries, at least Workers’ Compensation has maintained a culture of fraud, in which regular workers, without fear or shame.

In Los Angeles, pitchmen working time for doctors and lawyers on the Rights of the swarm sidewalks outside the offices of unemployment, opened by passers-by say they can earn thousands of dollars in Workers’ Compensation benefits simply by filing false allegations.